Building or renovating a home?

With one loan, one rate and one closing, VyStar Dream2Build gives you a smooth experience from start to finish. It’s the one loan to get you home.

From groundbreaking to final closing, homeowners can lock in their rate before construction begins and benefit from a single-loan close that covers both construction and permanent financing. Whether you're renovating the home you love or purchasing a fixer-upper to make it your own, our loan is designed to turn your dream home into reality.

With the VyStar Dream2Build home loan you can expect:

  • One consolidated closing
  • Support during the whole build process
  • Peace of mind throughout your renovation
Apply now

or call us at 904-908-2535

Certain restrictions and limitations apply. All loans are subject to credit approval. Offers available for a limited time and subject to change without notice.

©2025 VyStar Credit Union.  

Equal Housing Opportunity and federally insured by NCUA

P.O. Box 45085 | Jacksonville, FL 32232
904-777-6000 | 800-445-6289

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