Introducing the Everyday Heroes Mortgage Program. You make our communities a better place to live, and self lessly give back. That’s why we created a new mortgage program, just for you, with better terms, including:
- As little as 2% down
- Up to a $10,000 grant that can be used toward a down payment and/or closing costs (restrictions apply, based on availability and approval process)
- Savings of up to $5,000 in closing costs or choose a 0.25% rate discount*
- No origination fees (1% savings on average)
- Discounts of up to $7,500 available from top national and local retailers
From law enforcement officers and medical/healthcare workers, to educators and essential workers, over 100 professions are eligible. Because we’re behind you 100%.
Certain restrictions and limitations apply. VyHero Grant is subject to application and approval. All loans are subject to credit approval. Account activation is required to access discounts up to $7,500 from top national and local retailers. Closing Costs OR 0.25% Rate Discount offer available only when obtaining a VyStar Credit Union First Mortgage Loan. It is not available on Loans $50K and under, Land, Investment and FHA Mortgages. Available for purchase or refinance. *VyStar will pay borrower closing costs up to a maximum amount of $5,000 excluding origination fee and/or discount points, private mortgage insurance, condo document fees, homeowners association fees, home inspections, costs related to deed changes, prepaid funds for homeowners and/or taxes, prepaid interest or funds to establish the member’s homeowners and/or property taxes escrow account. If the borrower pays off the mortgage within the first 36 months, they will be required to reimburse VyStar for a portion of the closing costs paid by VyStar. Offer available for a limited time and subject to change without notice. An Everyday Heroes Mortgage loan of $300,000 for 30 years at 5.25% interest and 5.528% APR (annual percentage rate) will have a monthly payment of $1,610.46. Taxes and insurance not included; therefore actual payment obligation will be greater. Rates are subject to change at any time.©2022 VyStar Credit Union.