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You make our communities a better place to live and selflessly give back. That’s why we created the Everyday Heroes Mortgage Program, just for you, with better terms, including:
- As low as 2% down
- Savings of up to $5,000 in closing costs or choose a 0.25% rate discount1
- Up to a $15,000 grant that can be used toward a down payment and/or closing costs (restrictions apply, based on availability and approval process)2
- Discounts of up to $7,500 available from top national and local retailers3
From law enforcement officers and medical/healthcare workers, to educators and essential workers, over 200 professions are eligible. Because we’re behind you 100%.
Certain restrictions and limitations apply. All loans are subject to credit approval. 1Closing Costs OR 0.25% Rate Discount offer is not available on Loans $50K and under, Land, Construction Perm, Renovation Perm, HabiJax and Investment Mortgages. Available for first mortgage purchase or refinance. VyStar will pay borrower closing costs up to a maximum amount of $5,000 excluding origination fee and/or discount points, private mortgage insurance, FHA Upfront Mortgage Insurance Premium (UFMIP), condo document fees/condo approval fees, homeowners association fees, home inspections, costs related to deed changes, prepaid funds for homeowners and/or taxes, prepaid interest or funds to establish the member’s homeowners and/or property taxes escrow account. If the borrower pays off the mortgage within the first 36 months, they will be required to reimburse VyStar for a portion of the closing costs paid by VyStar. 2VyHero Grant is subject to application and approval. 3Account activation is required to access discounts up to $7,500 from top national and local retailers. Offers available for a limited time and subject to change without notice. ©2024 VyStar Credit Union.