The Wise Choice Is Here!
The NEW Kennesaw State Owls debit card has officially landed at VyStar, and it's ready for you to show off your school pride every time you tap and swipe. Be among the first to carry the debit card and unlock exclusive perks designed for true Owl fans.
Enjoy other benefits, such as:
- Get paid up to two days early with direct deposit*
- No minimum balance requirement
- No monthly service fees
- Contactless payments (tap to pay)
- EMV chip technology
- Manage your card on the go through our Card Control App
Membership Means More
Savings and Products
At VyStar, members get better rates on a wide range of products and services, including checking accounts and high-yield deposit accounts. Plus, they can receive direct deposit* up to two days early, enjoy VyStar Perks and much more.
Exclusive Merchandise Discounts for VyStar Members
Show your school spirit and enjoy exclusive savings! VyStar members get $10 off when you spend $30 or more on merchandise at the KSU Owls online store using the coupon code VYSTARMEM25.
From tees to tailgate gear, it’s the perfect time to stock up and save.
Branches and ATMs
Enjoy convenient access to your money with 79 branches from Northeast Florida to Central Florida to North Georgia. Plus, take advantage of over 55,000 surcharge-free ATMs worldwide.
Greater Community Impact
We’re committed to making a positive difference in the communities where we live, work and play.
As part of our purpose to Do Good, VyStar gave more than $8.2 million to hundreds of nonprofit organizations in 2025. Plus, our employees completed more than 45,000 volunteer hours throughout the year.
Visit https://www.vystarcu.org/why-join/become-a-member for membership qualifications details.
All new accounts are subject to approval. Product offers, terms and other information provided herein are subject to change without notice.
*Posting is contingent on the originator releasing the payments into the network early. ©2026 VyStar Credit Union
Together, we are stronger!
More Savings & Products
At VyStar there are no or low fees for most products and services. Members enjoy better rates on a wide range of products and services, such as mortgages exclusive to military members and two day early direct deposits.
More Member Benefits
In addition to great rates, low fees and outstanding service, being a VyStar member also means getting to enjoy special discounts, rewards and more through VyStar Perks.
From fun at the Jacksonville Zoo and Gardens to a day at the Museum of Science & History, our members enjoy exclusive perks at our favorite community destinations.
More Branches and ATMs
Enjoy more convenient access to your money with over 70 branches from Central Florida to North Georgia, including more than 35 in the Jacksonville area. Plus, there will be a combined network of over 50,000 ATMs nationwide.
Greater Community Impact
Together we are dedicated to making a positive difference in our community, especially in our hometown of Jacksonville. We are committed to maintaining existing partnerships and cultivating new ones together.
In the last three years, VyStar has donated $15.8 million to charitable organizations in Northeast Florida. In addition to providing financial support, VyStar employees have volunteered over 22,000 hours at community partners across the places we call home.
We’re also committed to the revitalization of downtown Jacksonville, contributing to its growth through our support of local artists, with the development of our downtown campus and parking garage, and through our sponsorship and fundraising of the Emerald Trail.
Add info about BallPark.