Now is a great time to explore our loan options and find your perfect fit. At VyStar Credit Union, we are flexible and here to help you make the right decision for your needs, including no to low down payment options. Your home, your way.
We offer a variety of options to suit every need, including:
- Savings of up to $5,000 in closing costs or choose a 0.25% rate discount1
- Free 60-day rate lock2
- Low to no down payment options
Selling your home? Ask us how VyStar Title Agency can help you close faster.
or call us at 904-908-2535 or submit the form to request a call back.
Certain restrictions and limitations apply. All loans are subject to credit approval.
1Closing Costs OR 0.25% Rate Discount offer is not available on Loans $50K and under, Land, Construction Perm, Renovation Perm, HabiJax and Investment Mortgages. Available for first mortgage purchase or refinance. VyStar will pay borrower closing costs up to a maximum amount of $5,000 excluding origination fee and/or discount points, private mortgage insurance, FHA Upfront Mortgage Insurance Premium (UFMIP), condo document fees/condo approval fees, homeowners association fees, home inspections, costs related to deed changes, prepaid funds for homeowners and/or taxes, prepaid interest or funds to establish the member’s homeowners and/or property taxes escrow account. If the borrower pays off the mortgage within the first 36 months, they will be required to reimburse VyStar for a portion of the closing costs paid by VyStar.
260-day free rate lock is available on purchases and refinances. Fees applicable for extensions over 60 days.
Offers available for a limited time and subject to change without notice. ©2024 VyStar Credit Union.
