Watch your savings grow with VyStar's high-yield Certificate of Deposit (CD) rates.
Grow your savings faster by earning up to 4.30% APY*with our special Certificate of Deposit (CD) rates!
Other advantages include:
- Dividends are compounded monthly and paid monthly
- Open with as little as $500 and no maximum
- Withdraw dividends at any time with no penalty, or let them keep earning
Our members get the best rates around. It’s just another way VyStar Credit Union is here to help you reach your financial goals.
Open a new high-yield CD today with as little as $500.
Click the button below to open online
Schedule an appointment at a branch
or call 904-777-6000 to open a CD
*Annual Percentage Yield. Rates are accurate as of October 19, 2026. $500 minimum deposit required to earn 4.30% for 15-month CD. $50,000 minimum deposit required to earn 4.35% for 30-month CD. For balances $500 - $49,999.99 the rate for 30-month CD is 4.25% APY. All new accounts are subject to approval. Product offers, terms and other information provided herein are subject to change without notice. A penalty may be imposed for early withdrawal from a CD.
