Join VyStar Credit Union to unlock benefits. Once you join, applying for a credit card is easy.

  1. Open an account with VyStar by clicking the link below
  2. Login to your Online Banking to apply for your new credit card
Open an Account with VyStar

Holiday shopping is even better with a $150* reward and up to 3% cash back with a new VyStar Visa® Signature Cash Back credit card!

With a new VyStar Visa Signature Cash Back credit card, you can enjoy:

  • $150 for spending at least $1,500 in the first 60 days from account opening.*
  • 3% cash back on gas for your holiday road trips, 2% cash back on groceries for your holiday feasts and 1% cash back on everything else!
  • Plus, take advantage of balance transfer rates as low as 1.99% APR for 12 billing months on balances transferred within 60 days. Rate returns to variable 17.75% APR twelve (12) billing cycles after balance transfer completion. A 3% fee applies to all balance transfers.**
VyStar cash back credit card

Not a VyStar member yet?
Get started today to take advantage of this great opportunity.

Open an Account with VyStar

Or schedule an appointment at a branch near you.

Already a VyStar member? Click here to apply for your new credit card.

All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

*To qualify for the $150 statement credit, a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 60 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business, Savings Secured VISA, and Platinum VISA cards are not eligible for this promotion.

**APR=Annual Percentage Rate and is current as of November 17, 2023. Rate on unpaid balances returns to standard variable APR (currently 17.75% APR) twelve (12) billing cycles after completion date of the balance transfer. Promotional rate of 1.99% APR is valid on balance transfers from non-VyStar loans/credit cards for 12 months when completed within 60 days of new account opening. The balance transfer fee of 3% of the amount of each balance transfer will be applied.

Equal Housing Opportunity and federally insured by NCUA

P.O. Box 45085 | Jacksonville, FL 32232
904-777-6000 | 800-445-6289

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