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Saving smarter has its rewards.

Saving just got more rewarding! At VyStar, we know life happens. That's why we're challenging you to boost your savings. Our goal is to help you establish $1,000 in emergency savings to ensure you're prepared. Plus, when you join our Savings Challenge, you'll be entered for a chance to win $1,000* (10 lucky winners will be selected.)

Here’s how it works:

  1. Sign up for the Savings Challenge — Complete the form to join today and be automatically entered to win $1,000.
  2. Get expert tips — Receive savings advice, tools and resources to help you stay motivated and build a solid financial foundation.
  3. Join the conversation — Join our exclusive Facebook group to view, share and discuss savings tips, once you join the challenge.
  4. Achieve your goal — Aim to save an extra $1,000 into your VyStar Savings Account for emergencies.

Whether you’re just starting your financial journey, growing your family’s savings or preparing for retirement, VyStar is here to help you achieve your financial goals.

It’s never been easier, or more rewarding, to take control of your finances.

Ready to start saving and winning? The challenge runs from Feb. 1 through April 30. Join now and give yourself the best chance to succeed!

Join the VyStar Savings Challenge now and be automatically entered to win $1,000. (10 winners will be selected on May 15, 2025)

*NO PURCHASE NECESSARY TO ENTER OR WIN. Ten (10) entrants will win the $1,000 each by completing the entry form on this Savings Challenge page by April 30, 2025. Members will receive the funds transferred into their savings or checking account. Non-members will receive the funds via ACH credited to their account or through a printed check. How to Enter: Enter by completing the online form on this Savings Challenge page or by completing a write-in entry form. Limit one entry per entrant, whether online or write-in. Online entries must be submitted no later than 11:59 p.m. April 30, 2025, to be eligible for the drawing. Alternatively, on a write-in entry form legibly print name, address (including zip code), telephone number (including area code), and e-mail address (optional) on a 3" x 5" card and send it in a #10 stamped envelope to: VyStar Savings Challenge 2025, VyStar Marketing Department, 76 South Laura Street, Jacksonville, Florida 32202. All handwritten entries must be received no later than 11:59 p.m. on April 30, 2025.

The entry must fulfill all sweepstakes requirements, as specified, to be eligible to win a prize. Entries that are not complete or do not adhere to the rules or specifications may be disqualified at the sole discretion of VyStar Credit Union (The Sponsor). You may enter only once, and you must fill in the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules, all your submissions will be void.

Drawing will be held on or around 12 pm EST on May 14, 2025, from among eligible entries. You do not need to be present to win. Winner will be notified by email or phone. Winners of the Sweepstakes will be selected in a random drawing under the supervision of the Sponsor. Winner will be notified via phone or email they entered the Sweepstakes with within five (5) calendar days following the winner selection. If any of the potential Sweepstakes winners do not respond to notification attempts within forty-eight (48) hours, he/she will be disqualified, and an alternate will be selected. Return of prize or prize notification message as undeliverable may result in disqualification and alternate will be selected. Non-Member winners who choose disbursement by written check assume the risk of loss or tampering once the check is mailed.

Odds: Ten (10) prizes will be awarded. The odds of winning depend on the number of eligible entries received. Entrants can enter one time during the contest period.

Rights Granted by you: By entering this content you understand that VyStar Credit Union, anyone acting on behalf of VyStar Credit Union, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.

Winner will be responsible for all applicable taxes. Employees of VyStar Credit Union, its affiliates, and their immediate families are not eligible to win. Contest limited to legal residents of Florida and Georgia over the age of 18 and is void where prohibited by law.

Winner selection and notification: Winners of the Sweepstakes will be selected in a random drawing under the supervision of the Sponsor. Winners will be notified via email or phone they entered the Sweepstakes with within five (5) calendar days following the winner selection via the telephone number or email address provided on their sweepstakes entry.

Winner’s List: To obtain a copy of the winner’s name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: VyStar Marketing Department, Winners - VyStar Savings Challenge 2025,76 South Laura Street, Jacksonville, Florida 32202. Requests must be received no later than July 31, 2025.

©2025 VyStar Credit Union. All accounts and loans are subject to approval. Programs, services, rates, terms, and conditions are subject to change without notice.

Equal Housing Opportunity and federally insured by NCUA

P.O. Box 45085 | Jacksonville, FL 32232
904-777-6000 | 800-445-6289

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