*NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VYSTAR SMART SPENDING GIVEAWAY SWEEPSTAKES 2025 (“Sweepstakes”). NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open only to legal Florida and Georgia residents who are 18 or older as of June 9, 2025. Begins on June 9, 2025 and ends on August 9, 2025 (“Promotion Period”). Sweepstakes subject to complete Official Rules, available at info4.vystarcu.org/smart-spending-rules-2025. 

1 PRIZES: One (1) Grand Prize: One million (1,000,000) VyStar uChoose Rewards Points if member is a VyStar Visa Signature Rewards credit cardholder (ARV of Grand Prize is: $10,000) or $10,000 if winner is a holder of another VyStar credit card or submitted a mail-in entry. Members will receive the points added to their VyStar uChoose account or funds transferred into their savings account. Non-members will receive the funds via ACH credited to their account or through a printed check 

TO ENTER: 1) AUTOMATIC ENTRY: An eligible VyStar Credit Union Visa credit cardholder will automatically receive one (1) Sweepstakes entry for each eligible purchase made with the cardholder's VyStar Credit Union Visa credit card during the Promotion Period (2) TO ENTER BY MAIL WITHOUT PURCHASE OR OBLIGATION: Hand-print your complete name, street address, city, state, ZIP code, and telephone numbers (including area code), and valid email address, on a plain piece of 3" x 5" paper, and mail it in a business-size envelope with sufficient postage affixed, to: Smart Spending Giveaway 2025, Marketing, 76 South Laura Street, Jacksonville , Florida 32202. Mailed entries must be postmarked between June 9, 2025 and August 8, 2025, and received by August 20, 2025, in order to be included in the random drawing for the Grand Prize. 

SPONSOR: VyStar Credit Union. Void where prohibited. 

**To qualify for the $150 statement credit a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 60 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening. All loans subject to approval and actual rate may vary and is based on an evaluation of the individual's credit history. Programs, rates, and terms are subject to change at any time without notice. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business and Savings Secured VISA cards are not eligible for this promotion.